SSDI $4,018 Monthly Payments Confirmed For May And June 2025 – Full Schedule And Eligibility
The Social Security Disability Insurance (SSDI) program continues to support millions of Americans who are unable to work due to a qualifying disability.
As confirmed by the Social Security Administration (SSA), the maximum monthly benefit for SSDI in May and June 2025 remains $4,018.
This article outlines the updated payment schedule, eligibility criteria, income requirements, and other key details for beneficiaries in 2025.
Understanding SSDI Eligibility in 2025
To qualify for Social Security Disability Insurance, applicants must:
- Be under full retirement age (66–67 years depending on birth year)
- Have a medically determinable disability that prevents substantial work activity for at least one year
- Meet work credit requirements based on age and recent employment
No minimum age applies, but claimants must show a qualifying disability and sufficient work history.
Social Security Work Credit Requirements for 2025
SSDI eligibility depends largely on work credits, which are earned through income.
| Age at Disability | Credits Required | Years of Work |
|---|---|---|
| Under 24 | 6 credits | 1.5 years |
| 24–30 | Varies | Half the time since age 21 |
| 31+ | 20 credits in last 10 years | |
| Age 62 or older | 40 credits | 10 years |
In 2025, $1,810 in earnings equals one work credit. You can earn up to 4 credits annually, totaling $7,240.
How Maximum SSDI Benefit Is Calculated
The maximum Social Security Disability Insurance payment of $4,018 in 2025 is available only to individuals with a high earnings record over at least 35 years. The SSA uses average indexed monthly earnings (AIME) to determine benefit amounts, dropping the five lowest-earning years to arrive at this figure.
If you did not earn at this high level consistently, your payment will be lower.
SSDI Payment Dates for May and June 2025
Social Security Disability Insurance benefits are typically sent out based on your birth date, specifically on the second, third, or fourth Wednesday of each month.
SSDI May 2025 Payment Schedule
| Birth Date Range | Payment Date |
|---|---|
| 1st–10th | Wednesday, May 14 |
| 11th–20th | Wednesday, May 21 |
| 21st–31st | Wednesday, May 28 |
SSDI June 2025 Payment Schedule
| Birth Date Range | Payment Date |
|---|---|
| 1st–10th | Wednesday, June 11 |
| 11th–20th | Wednesday, June 18 |
| 21st–31st | Wednesday, June 25 |
For recipients who started receiving benefits before May 1997, May’s check was issued on May 2 (as May 3 was a Saturday). In June, these early beneficiaries will be paid on June 3, as usual.
No COLA Increase Until 2026
There is no cost-of-living adjustment (COLA) scheduled for SSDI beneficiaries in May or June 2025. The next adjustment, if any, will occur in January 2026, based on inflation data from 2025.
SSDI for Adult Children and Younger Beneficiaries
Those under age 22 may qualify under a parent’s record, provided:
- Their disability began before age 22
- A parent is retired, deceased, or receiving disability benefits
This is commonly known as Disabled Adult Child (DAC) benefits.
Important SSA Rules to Remember
- You must notify the SSA if your employment status or income changes, as this may affect benefit eligibility or amounts.
- Social Security Disability Insurance benefits convert to retirement benefits once you reach full retirement age (66–67 depending on your birth year).
The SSDI disability benefits schedule for May and June 2025 provides stability and reassurance for qualified individuals, with payments of up to $4,018 per month.
Knowing the eligibility rules, payment dates, and credit requirements is crucial for both current and future beneficiaries.
As always, staying informed and updating the SSA with any changes in status can ensure uninterrupted support and proper benefit calculation.
FAQs
What is the maximum SSDI payment in 2025?
The maximum SSDI benefit is $4,018 per month, applicable to those with 35 years of high earnings and full work credits.
When will SSDI payments be sent in June 2025?
Payments are scheduled for June 11, June 18, and June 25, based on your birth date. Early beneficiaries will receive payments on June 3.
How do I earn SSDI work credits in 2025?
In 2025, $1,810 in earnings earns one work credit. You can receive up to four credits annually by earning $7,240 or more.