July 2025 Canada Child Benefit Boost – New Payment Amounts Revealed
Starting July 2025, the Canada Child Benefit (CCB) will see a 2.7% increase, offering enhanced financial support to families across Canada. This annual adjustment accounts for inflation and aims to assist families in managing the rising costs of raising children.
What Is the Canada Child Benefit (CCB)?
The Canada Child Benefit is a tax-free monthly payment administered by the Canada Revenue Agency (CRA). It provides financial assistance to eligible families to help with the cost of raising children under 18 years of age.
The benefit amount is determined based on the family’s adjusted family net income (AFNI), the number of children, and their ages.
New CCB Payment Amounts from July 2025
For the benefit period of July 2025 to June 2026, the updated maximum annual CCB amounts are as follows:
| Child’s Age | Maximum Annual Amount | Monthly Amount |
|---|---|---|
| Under 6 years old | $7,997 | $666.42 |
| Aged 6 to 17 | $6,748 | $562.33 |
These increases reflect a 2.7% rise from the previous year. For instance, a family with two children under 6 could receive up to $1,332.84 per month.
Eligibility Criteria for the July 2025 CCB Payment
To qualify for the Canada Child Benefit in July 2025, you must meet the following conditions:
- Live with the child and they are under 18 years of age.
- Be primarily responsible for the child’s care and upbringing.
- Be a resident of Canada for tax purposes.
- You or your spouse/common-law partner have filed a 2024 income tax return.
- Be a Canadian citizen, permanent resident, protected person, or a registered Indian under the Indian Act.
Only one parent or caregiver per household can receive the CCB for each child.
When and How Will the Increased Amount Be Paid?
The increased Canada Child Benefit payments will commence on July 18, 2025. Subsequent payments will continue to be issued on the 20th of each month, unless that date falls on a weekend or holiday, in which case the payment will be made on the preceding business day.
Payments are deposited directly into recipients’ bank accounts if direct deposit is set up with the CRA. Otherwise, a cheque will be mailed to the address on file. Families can check their benefit amounts by logging into their CRA My Account under “Benefits and Credits.”
Additional Support – Child Disability Benefit
Families with children who qualify for the Disability Tax Credit (DTC) may receive an additional Child Disability Benefit (CDB). As of July 2025, the new maximum annual CDB is:
- $3,411 per eligible child, or $284.25 per month.
This amount is in addition to the regular CCB and is based on income thresholds and the number of disabled children in the household.
The upcoming 2.7% increase in the Canada Child Benefit starting July 2025 underscores the government’s commitment to supporting families amid rising living costs.
By adjusting the benefit to reflect inflation, the CRA ensures that families continue to receive meaningful assistance in raising their children. Eligible families should ensure their 2024 tax returns are filed to benefit from the updated payments.
FAQs
How much will the Canada Child Benefit increase in July 2025?
The CCB will increase by 2.7%, raising the maximum annual amount to $7,997 for children under 6 and $6,748 for children aged 6 to 17.
When will the increased CCB payments begin?
The increased payments will start on July 18, 2025, with subsequent payments on the 20th of each month.
Do I need to reapply to receive the increased CCB amount?
No, if you are already receiving the CCB and have filed your 2024 tax return, the increased amount will be applied automatically.